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Third party, fire and theft cover

Even though it is more ideal to take out comprehensive car insurance, many people opt for Third party, fire and theft cover. This type of car insurance lies in the middle of the three types, as it is neither as extensive as comprehensive cover, nor as limited as Third party only cover.

When we speak of ‘third party’ cover, an example is as follows: If you were to crash into another vehicle and the accident was deemed to be your fault, then despite not being able to claim for damage to your own car, you’d at least be covered for...

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