Tag Archives: third party insurance

Third party, fire and theft cover

Even though it is more ideal to take out comprehensive car insurance, many people opt for Third party, fire and theft cover. This type of car insurance lies in the middle of the three types, as it is neither as extensive as comprehensive cover, nor as limited as Third party only cover.

When we speak of ‘third party’ cover, an example is as follows: If you were to crash into another vehicle and the accident was deemed to be your fault, then despite not being able to claim for damage to your own car, you’d at least be covered for...

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Third party cover

Third-party-coverWhen it comes to car insurance, third party cover is generally the cheapest and most basic type of car insurance. With this type of insurance, you are only covered for any damage done to the vehicle of a third party, as well as any injuries incurred by the third party involved in the accident. Your car is not covered in the event of it being damaged by fire or if it is damaged as a result of an attempted theft.

For example, if you have third party cover and you were to crash into another car, then your liability towards the driver of the other car would be...

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